Sanjay Rishi, forty-something top-flight finance director, under the direction of American Express Global Services Centre in Asia over the past two years. The son of an officer of the Indian Air Force, in Amritsar, he was born and grew up with her two sisters in New Delhi. He went to school in Mussoorie and Delhi.

After his graduation from St. Stephen’s, it registered at the Faculty of Management Studies, where he met his future wife Vibha Paul Rishi, now Pepsi’s high-profile Chief Marketing in India. Rishi started in Asia for colors. His career, click on “Fast-Track, if it is done by American Express during the year 1985.

Rishi and his wife live in Gurgaon Vibha Varun with children (14) and Sanjana (12), animals and Labrador and German Shepherd Nugget Prince Andrew aka Andy.

Are you a spender or savings?

A donor, without question. Through good and bad times, I have always tried my best to consumer spending. I think it will help the economy.

How much money do you have in your wallet?

If people of my business to read this article, I think a lot of money, this is not true. For example, right now, I have Rs 323 and fifty paise in my wallet. The three rupees and paise coins are - they badly when I rest.

Do you have any credit cards?

I take the American Express staff (Gold) Card and American Express Corporate Card. I helped launch both.

Have you ever really hard?

As qu’enfant, I’ve never really had enough money to buy goodies in the school canteen. But it did not matter, and this is an important issue through philosophy, I life: It is never enough, or it is appropriate depending on your perspective. I prefer the latter. I have my parents for that value.

The first four or five years of my life work has been quite tense and I had a girlfriend (now my wife) to promote! For some time, she was in Mumbai and I was in Nagpur. Our parents were in Delhi. Scrounged me, until I had enough to go meet the weekend, and beat my savings expensive restaurant or two. It has borne fruit and taught me the pay-off, that financial discipline.

I remember an extended weekend, I drove to the reservation of Bombay electronics and slept on the floor of the train. I have the station Dadar, and it was raining bucket of water. I’m hanging in turn a PG hollow and completely soaked, his mother for opening the door: she was also visited by his daughter in the same weekend! Planning is everything …